Building better
communities, one
business at a time

Building better
communities,
one business
at a time

See how we are using technology to build businesses that make communities thrive

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OUR PURPOSE

Why we built KRAiON

Small and Medium Enterprises (SMEs) are the silent engines that keep the world running. As it has always been, SMEs will remain the lifeblood of every community around the world for generations to come. The current system supporting SMEs is by no means broken, only fragmented.  This presents a tremendous opportunity for anyone to participate in what we call Capital Citizenship : the building of thriving communities well-served by entrepreneurs.

Our purpose is to provide people with access to the tools & resources they need to become better Capital Citizens — individuals who actively contribute to building an ecosystem for entrepreneurs, and in turn, their communities. From suppliers to employees, to owners and operators, to capital providers and consumers, we all have a role to play in helping our communities grow.

KRAiON was built to serve two primary objectives: (i) to provide SMEs with financial clarity to scale their businesses; and (ii) to give capital providers the insight they need to support promising private businesses.

The technology we are building today will be leveraged into other systems, and our lessons learned will all be shared along the way so that our communities may continue to grow, long after we are gone.

OUR TECHNOLOGY PORTFOLIO & PIPELINE

KRAiON's product portfolio aims to deliver inter-connected technology solutions for more people to participate in the building of thriving communities.

Our first product, KlarityOS focuses on the core of any business: how to make better capital allocation decisions. By providing a strong accounting & finance foundation for owners, we seek to bridge the gap among different stakeholders in the SME ecosystem by facilitating investments into this space, reduce friction in transactions, and enable more discovery & engagement of different product & service providers, all on the KRAiON Technologies platform.

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DEMO

Our first product : KlarityOS now in Private Beta

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OUR APPROACH

OUR APPROACH

The Problem

For SMEs

For Investors

The Solution

Competition

Distribution Strategy

The Problem

A Substantial Gap

The World Bank Group's International Finance Corporation (IFC) estimates the financing gap for Small & Medium Enterprises (SMEs) in emerging markets at USD 5.2 trillion annually. In Southeast Asia alone, the SME financing gap is estimated at USD 300 billion. Despite the abundance of capital specifically aimed at this market, there remains USD 20 billion in undeployed capital to private markets in Southeast Asia.

The Problem

A Substantial Gap

The World Bank Group's International Finance Corporation (IFC) estimates the financing gap for Small & Medium Enterprises (SMEs) in emerging markets at USD 5.2 trillion annually. In Southeast Asia alone, the SME financing gap is estimated at USD 300 billion. Despite the abundance of capital specifically aimed at this market, there remains USD 20 billion in undeployed capital to private markets in Southeast Asia.

The Problem

A Substantial Gap

The World Bank Group's International Finance Corporation (IFC) estimates the financing gap for Small & Medium Enterprises (SMEs) in emerging markets at USD 5.2 trillion annually. In Southeast Asia alone, the SME financing gap is estimated at USD 300 billion. Despite the abundance of capital specifically aimed at this market, there remains USD 20 billion in undeployed capital to private markets in Southeast Asia.

A Two-Sided Problem

The Challenges for SMEs

Banks typically offer inflexible products unsuited for small business growth. There in no incentive to provide alternative lending or investment structures. Private Equity firms tend to focus on mid-market deals, overlooking smaller but promising companies. Crucially, small businesses (under $5 million in annual revenue) simply cannot afford full finance teams, and therefore rely on consumer-grade solutions to maintain their books that don't always present their credit-worthiness or investment-readiness.

A Two-Sided Problem

The Challenges for SMEs

Banks typically offer inflexible products unsuited for small business growth. There in no incentive to provide alternative lending or investment structures. Private Equity firms tend to focus on mid-market deals, overlooking smaller but promising companies. Crucially, small businesses (under $5 million in annual revenue) simply cannot afford full finance teams, and therefore rely on consumer-grade solutions to maintain their books that don't always present their credit-worthiness or investment-readiness.

A Two-Sided Problem

The Challenges for SMEs

Banks typically offer inflexible products unsuited for small business growth. There in no incentive to provide alternative lending or investment structures. Private Equity (PE) firms tend to focus on mid-market deals, overlooking smaller but promising companies. Crucially, small businesses (under $5 million in annual revenue) simply cannot affort full finance teams, and therefore rely on consumer-grade solutions to maintain their books that don't always present their credit-worthiness or investment-readiness.

A Two-Sided Problem

The Challenges for Investors

Banks & private capital providers struggle to conduct efficient due diligence on smaller, private companies. Moreover, the hunt for yield in private, illiquid markets favors larger enterprises, missing out the chance to deploy growth capital or capture roll-up opportunities in smaller, under the radar companies. With no mandatory, standardized & detailed report-filing requirements and extensive anlayst coverages, the private markets have yet to produce its own Bloomberg Terminal to facilitate much-needed investments into this space.

A Two-Sided Problem

The Challenges for Investors

Banks & private capital providers struggle to conduct efficient due diligence on smaller, private companies. Moreover, the hunt for yield in private, illiquid markets favors larger enterprises, missing out the chance to deploy growth capital or capture roll-up opportunities in smaller, under the radar companies. With no mandatory, standardized & detailed report-filing requirements and extensive anlayst coverages, the private markets have yet to produce its own Bloomberg Terminal to facilitate much-needed investments into this space.

A Two-Sided Problem

The Challenges for Investors

Banks & private capital providers struggle to conduct efficient due diligence on smaller, private companies. Moreover, the hunt for yield in private, illiquid markets favors larger enterprises, missing out the chance to deploy growth capital or capture roll-up opportunities in smaller, under the radar companies. With no mandatory, standardized & detailed report-filing requirements and extensive anlayst coverages, the private markets have yet to produce its own Bloomberg Terminal to facilitate much-needed investments into this space.

The Solution : Embedded Underwriting

Efficient Capital Deployment

For SMEs: KlarityOS A financial operating system deployed by CPA-licensed firms that will produce regular and consistent investment-grade reporting for SMEs. Currently in Private Beta. Sign up for updates on our upcoming launch. For Investors: KRAiON Terminal Up to USD 100 million will be available to investment-grade & credit-worthy SMEs, who consent to provide their financial data to KRAiON Terminal. Live, audited data will accelerate speed-to-close and structured capital will allow affordable financing to eligble SMEs. Expecting to to deploy first capital by Q2 2026.

The Solution : Embedded Underwriting

Efficient Capital Deployment

For SMEs: KlarityOS A financial operating system deployed by CPA-licensed firms that will produce regular and consistent investment-grade reporting for SMEs. Currently in Private Beta. Sign up for updates on our upcoming launch. For Investors: KRAiON Terminal Up to USD 100 million will be available to investment-grade & credit-worthy SMEs, who consent to provide their financial data to KRAiON Terminal. Live, audited data will accelerate speed-to-close and structured capital will allow affordable financing to eligble SMEs. Expecting to to deploy first capital by Q2 2026.

The Solution : Embedded Underwriting

Efficient Capital Deployment

For SMEs: KlarityOS A financial operating system deployed by CPA-licensed firms that will produce regular and consistent investment-grade reporting for SMEs. Currently in Private Beta. Sign up for updates on our upcoming launch. For Investors: KRAiON Terminal Up to USD 100 million will be available to investment-grade & credit-worthy SMEs, who consent to provide their financial data to KRAiON Terminal. Live, audited data will accelerate speed-to-close and structured capital will allow affordable financing to eligble SMEs. Expecting to to deploy first capital by Q2 2026.

What Sets Us Apart

SME Accounting x Capital

Unlock Capital by Getting Your Books in Order. Enterprise offerings are simply too cumbersome & expensive for small businesses and are saddled with legacy tech debt that prevents industry incumbents from bringing new features quickly to customers. Consumer-grade solutions require SMEs to hack together several systems just to get an operating system that truly suits their needs. And Modern Accounting SaaS companies specifically target Start-Ups to avoid messy migrations, but crtically assume that any entrepreneur can handle their own books.

What Sets Us Apart

SME Accounting x Capital

Unlock Capital by Getting Your Books in Order. Enterprise offerings are simply too cumbersome & expensive for small businesses and are saddled with legacy tech debt that prevents industry incumbents from bringing new features quickly to customers. Consumer-grade solutions require SMEs to hack together several systems just to get an operating system that truly suits their needs. And Modern Accounting SaaS companies specifically target Start-Ups to avoid messy migrations, but crtically assume that any entrepreneur can handle their own books.

What Sets Us Apart

SME Accounting x Capital

Unlock Capital by Getting Your Books in Order. Enterprise offerings are simply too cumbersome & expensive for small businesses and are saddled with legacy tech debt that prevents industry incumbents from bringing new features quickly to customers. Consumer-grade solutions require SMEs to hack together several systems just to get an operating system that truly suits their needs. And Modern Accounting SaaS companies specifically target Start-Ups to avoid messy migrations, but crtically assume that any entrepreneur can handle their own books.

Secured Distribution Channel

Deployed by CPAs

We believe every business - no matter its size - must have access to competent bookkeepers. Even if Ai were to automate 100% of all bookkeeping tasks, Accountants and Finance professionals will still need to sign off, especially come Audit season. This is the crux at why most businesses are not able to generate regular, consistent & standardized reporting - the atomic reason why there remains a massive funding gap in this space. And this is why we made it our explicit strategy to deploy KlarityOS through CPA-licensed accounting firms, so that SMEs may have access to fractional accounting and financial services. For the CPA firms, we are empowering them with a truly digital-first work practice solution that is deeply integrated with their service delivery, in order for them to achieve greater efficiencies and serve even more businesses.

Secured Distribution Channel

Deployed by CPAs

We believe every business - no matter its size - must have access to competent bookkeepers. Even if Ai were to automate 100% of all bookkeeping tasks, Accountants and Finance professionals will still need to sign off, especially come Audit season. This is the crux at why most businesses are not able to generate regular, consistent & standardized reporting - the atomic reason why there remains a massive funding gap in this space. And this is why we made it our explicit strategy to deploy KlarityOS through CPA-licensed accounting firms, so that SMEs may have access to fractional accounting and financial services. For the CPA firms, we are empowering them with a truly digital-first work practice solution that is deeply integrated with their service delivery, in order for them to achieve greater efficiencies and serve even more businesses.

Secured Distribution Channel

Deployed by CPAs

We believe every business - no matter its size - must have access to competent bookkeepers. Even if Ai were to automate 100% of all bookkeeping tasks, Accountants and Finance professionals will still need to sign off, especially come Audit season. This is the crux at why most businesses are not able to generate regular, consistent & standardized reporting - the atomic reason why there remains a massive funding gap in this space. And this is why we made it our explicit strategy to deploy KlarityOS through CPA-licensed accounting firms, so that SMEs may have access to fractional accounting and financial services. For the CPA firms, we are empowering them with a truly digital-first work practice solution that is deeply integrated with their service delivery, in order for them to achieve greater efficiencies and serve even more businesses.

TIMELINE

Our development to date

July 2023

Inception

KRAiON Technologies was founded by KRV Co., Ltd., when three families — seasoned veterans with a 50- year heritage in building, operating & investing in SMEs worldwide — came together to solve their own pain points on how to build better communities by serving small businesses.

February 2024

KlarityOS Private Beta Launch

After struggling with fragmented software solutions, we decided to build our own in-house operating system to integrate accounting, finance, project management, CRM & support services tailor-made for our own needs.

The success of our internal OS has led us to offer this as a service within our own network of companies under the Kinnest Group, a property management and F&B group with brands and vendor partners of over 500 small businesses across Thailand.

December 2024

Distribution Channel Secured

Strategic partnership with a CPA licensed accounting firm will allow KlarityOS to be delivered as a deeply integrated digital-first solution & services platform.

Public Beta launch will be centered on converting our CPA partner's current base of 500 SMEs unto the KlarityOS platform.

February 2025

USD 120k Annual Recurring Revenue (ARR)

Achieved this ARR milestone from our Private Beta cohort, and secured contracts with new clients that will double our ARR by the end of 2025.

With distribution channels secured, we have a clear path of conversion of up to 1,000 SMEs just in Thailand alone, which will grow our revenue to USD 2 million in ARR within the next 5 years.

Q3 2025

Public Beta Opens

With our first product & distribution channels secured, we are excited to begin rolling out KlarityOS for public testing. If you are an SME looking for fractional accounting services or in need of a modern tech stack to take control of your finances & access capital, please sign up to join our Public Beta program.

WHY US

We are builders & operators of companies that make communities thrive

KRV Co., Ltd.

Founding Shareholders

Founded by three families : Kalampasut, Rabonza and Vichit-Vadakan — each with their own heritage in banking, international finance & development and community building — KRV was created to leverage the founders' collective wisdom & experience garnered over 50 years in building & funding communities worldwide.

KRV serves the Kinnest Group of Companies, a lifestyle & F&B group which created the award winning community space : theCOMMONS

KRV Co., Ltd.

Founding Shareholders

Founded by three families : Kalampasut, Rabonza and Vichit-Vadakan — each with their own heritage in banking, international finance & development and community building — KRV was created to leverage the founders' collective wisdom & experience garnered over 50 years in building & funding communities worldwide.

KRV serves the Kinnest Group of Companies, a lifestyle & F&B group which created the award winning community space : theCOMMONS

KRV Co., Ltd.

Founding Shareholders

Founded by three families : Kalampasut, Rabonza and Vichit-Vadakan — each with their own heritage in banking, international finance & development and community building — KRV was created to leverage the founders' collective wisdom & experience garnered over 50 years in building & funding communities worldwide.

KRV serves the Kinnest Group of Companies, a lifestyle & F&B group which created the award winning community space : theCOMMONS

Michael C. Rabonza

Co-Founder & Head of Product

Self-taught software developer after 25 years in the private market investment industry, having deployed & successfully recovered over USD 500 million in structured lending and investments to small businesses worldwide.

KRAiON was incubated when Michael was advising the Kinnest Group in its search for solutions to better serve its internal & stakeholder reporting needs. Frustrated with expensive ERP and fragmented solutions, the KlarityOS system was born.

Michael C. Rabonza

Co-Founder & Head of Product

Self-taught software developer after 25 years in the private market investment industry, having deployed & successfully recovered over USD 500 million in structured lending and investments to small businesses worldwide.

KRAiON was incubated when Michael was advising the Kinnest Group in its search for solutions to better serve its internal & stakeholder reporting needs. Frustrated with expensive ERP and fragmented solutions, the KlarityOS system was born.

Michael C. Rabonza

Co-Founder & Head of Product

Self-taught software developer after 25 years in the private market investment industry, having deployed & successfully recovered over USD 500 million in structured lending and investments to small businesses worldwide.

KRAiON was incubated when Michael was advising the Kinnest Group in its search for solutions to better serve its internal & stakeholder reporting needs. Frustrated with expensive ERP and fragmented solutions, the KlarityOS system was born.

Aiyarat (Che) Hattakijudom, CPA

CPA Partner for KlarityOS

Co-Owner of Noppachai Law & Accounting Office (NPC) with a 30+ year track record of serving over 1,000 companies across various industries in Thailand. Che is responsible for overseeing all fractional & full service Accounting Services for KlarityOS through NPC, after having worked as a Tax Auditor for PWC.

Che is a Certified Public Accountant licensed to practice across the ASEAN region.

Aiyarat (Che) Hattakijudom, CPA

CPA Partner for KlarityOS

Co-Owner of Noppachai Law & Accounting Office (NPC) with a 30+ year track record of serving over 1,000 companies across various industries in Thailand. Che is responsible for overseeing all fractional & full service Accounting Services for KlarityOS through NPC, after having worked as a Tax Auditor for PWC.

Che is a Certified Public Accountant licensed to practice across the ASEAN region.

Aiyarat (Che) Hattakijudom, CPA

CPA Partner for KlarityOS

Co-Owner of Noppachai Law & Accounting Office (NPC) with a 30+ year track record of serving over 1,000 companies across various industries in Thailand. Che is responsible for overseeing all fractional & full service Accounting Services for KlarityOS through NPC, after having worked as a Tax Auditor for PWC.

Che is a Certified Public Accountant licensed to practice across the ASEAN region.

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